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Commercial and Credit Analyst

Dubai Permanent AED18,000 - AED22,000 per month (AED216,000 - AED264,000 per year) View Job Description
Looking for an enthusiastic and experienced individual to play a key role in the Finance Team, by supporting the Commercial team in making data-driven decisions and supporting the overall business primarily in sales data management & reporting, forecasting, budgeting, variance analyses, margin controls, management reporting; and in Credit Control/Accounts Receivable Management.
  • Build a strong commercial finance and credit career within a global business
  • Impactful work that directly contributes to business growth and stability

About Our Client

Our client is a well‑established multinational organisation operating within the consumer goods and industrial solutions sector. With a strong regional footprint and a diverse product portfolio, they focus on innovation, operational excellence and long‑term growth across global markets.

Job Description

· Conduct in‑depth analysis of commercial performance, including revenue trends, margins, pricing efficiency and customer profitability

· Prepare dashboards and weekly/monthly reporting to support sales, finance and senior leadership teams

· Evaluate customer credit applications, risk profiles and payment behaviour to determine appropriate credit limits

· Collaborate with sales teams to ensure commercial proposals and pricing structures align with business objectives

· Monitor overdue accounts, partner with internal teams to reduce outstanding balances and improve cash flow

· Support budgeting and forecasting by validating assumptions and analysing historical performance

· Work closely with finance to ensure accurate revenue recognition, credit provision calculations and compliance with internal policies

· Develop business cases for new initiatives, promotions or product launches using financial modelling

· Identify process gaps, propose improvements and support automation or system enhancement initiatives

· Liaise with external stakeholders, including banks or credit agencies, when required for credit assessments

· Provide ad‑hoc analysis and insights to support strategic decision‑making

The Successful Applicant

· Bachelor's degree in finance, accounting, economics or a related field

· Professional qualification of CPA, ACCA, CA, CMA, etc. is highly preferred

· Distribution industry experience is mandatory and essential for the role

· Proven experience in commercial analysis, credit risk assessment or financial analysis

· Strong proficiency in Excel and data analysis tools, with the ability to manipulate and interpret large datasets

· Solid understanding of financial statements, credit metrics and commercial performance drivers

· Experience working with cross‑functional teams in a fast‑paced environment

· Strong communication skills with the ability to present findings clearly to stakeholders

· High level of accuracy, attention to detail and analytical thinking

What's on Offer

  • Opportunity to join a well‑respected multinational market leader
  • Exposure to both commercial and credit functions for well‑rounded career development
  • Collaborative environment with strong leadership and opportunities for continuous learning
  • A role with high visibility across multiple departments and senior stakeholders
Contact
Cheyenne Coutinho
Quote job ref
JN-032026-6973513

Job summary

Sector
Finance & Accounting
Subsector
Commercial & Analysis
Industry
Industrial / Manufacturing
Location
Dubai
Contract type
Permanent
Consultant name
Cheyenne Coutinho
Job reference
JN-032026-6973513

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